Futurez
PricingMCP Server
Pricing

Start free.
No account needed.

Kick the tires with a no-signup session. Save your work to a free account. Pay only when you want advanced features like version history, comparing simulations, and generous monthly AI credits.

Start Now
No account to start
No card until you subscribe
Free plan is permanent
Tweak / Evaluate / Repeat

How far will your money go?

Start planning your future on the real engine: your accounts, your income, your expenses, all 1,000 market futures.

Save your work later by adding your email address.

Start Without an Account

Not sure? Start here.

Plans

See your future

Free

Basics
$0

Model and plan your future

1 simulation
All 1,000 market futures, the full tax engine, every chart
Up to 10 accounts, 10 incomes, and 10 expenses
1 custom rule
100K in-app AI credits each month*†
Connect your own AI (Claude, ChatGPT, etc)
Create a Free Account

No card, no trial, no expiration.

Plus

Everything
$89/ year

Discover life-changing opportunities

Unlimited simulations — duplicate plans and make big changes to run wild what-if experiments
Version history — flip between edits and pin the ones that matter most (“Retire at 62” vs “Buy the house”)
Unlimited accounts, expenses, custom rules, etc.
2.5M in-app AI credits each month*
Connect your own AI (Claude, ChatGPT, etc)
Subscribe

Billed annually. Cancel anytime.

* AI features consume credits based on complexity. We may vary allowances over time as AI costs change. Paid plan users can reach out to request more credits if limits are reached.

† Free plan use is subject to a lifetime limit.

Break it down

Free is good. Plus is great.

Both plans give you access to the full Futurez simulation engine. Both let you connect your Claude, ChatGPT, or other LLM to your account.

Plus takes planning to a whole other level to help you discover even more life-changing opportunities.

FreePlus
The 1,000-future engine✓✓
Federal + 42-state tax modeling✓✓
Charts and full spreadsheet view✓✓
Household modeling (partner, kids, two careers)✓✓
Connect your own AI (MCP)✓✓
Simulations1Unlimited
Accounts / incomes / expenses10 eachUnlimited
Custom rules1Unlimited
In-app AI credits each month*100K2.5M
Compare past versions—✓
On every plan

Always included

1,000 market futures

i

Every projection runs 1,000 possible market paths and lets you flip between pessimistic, typical, and optimistic views.

Knows the US tax code

i

Federal and 42-state income tax, RMDs, IRMAA, Social Security, and QBI, modeled automatically.

Charts & your dashboard

i

See your net-worth range, the odds your money lasts, and switch paths in one click.

Build charts with AI

i

Describe the chart you want in plain English; Futurez drafts it, you review and save.

Every year, every dollar

i

A full spreadsheet view of your plan, with one-click export.

Model a real household

i

Add a partner and dependents: two careers, two retirement dates, all in one projection.

Quick balance updates

i

A card-styled view helps you update each account in rapid fire to keep your data up to date.

Rules that react to the market

i

Roth ladders, cash sweeps, sliding retirement dates. Describe it, the AI writes it, you approve it.

Connect your own AI

i

Link Claude or ChatGPT and run what-ifs by chat — included on the free plan. → See how

Plus plan

Save, explore, compare. Every change you make is its own snapshot. Paid accounts can browse them all, name the ones that matter, and flip between versions of your life.

Frequently asked questions

FAQ

Yes. There's a permanent free plan, and you don't even need an account to start. Just starting building your simulation. When you want to save your work you can add your email address and password.
Paying subscribers fund our business. We don't run ads and we don't sell or share your data (and we never will). The free plan exists because we're confident you'll find ways to increase your net worth that make paying for Plus an obvious choice.
You'll see exactly which limit you hit and how to upgrade out of it. Decide not to? Your existing plan keeps running.
Until you add your email address, your account is only accessible on the browser you created it in. It won't follow you to another device, it won't survive clearing your browser data, and after a few weeks of going idle it will be automatically deleted for your privacy. Converting to a free account takes just a moment and fixes that permanently.
Yes, on both plans. You can describe a chart and have it built, describe a rule in plain English and have it written, and chat with the assistant about your simulation. In-app AI comes with a monthly allowance that resets on the 1st — 100K credits on the free plan, 2.5M on the paid one. AI features use variable credits based on complexity, and we may vary allowances over time as AI costs change. Connecting your own Claude or ChatGPT through our MCP server is included on both plans and doesn't draw from that allowance, because your assistant is doing the thinking on your subscription, not ours. See how →
If you're on the Free plan, we recommend upgrading for more credits or connecting your existing LLM (Claude, ChatGPT, etc). Free plan use is also subject to a lifetime limit.

If you're on the Plus plan, reach out to us. We put limits on in-app AI so we can run the service sustainably. In many cases we're happy to grant more.
No. There's the free plan and there's Futurez at $89 a year, billed annually, with everything included. No add-ons, no upsells.
Yes, and you're never on the hook to begin with. There's no card on file unless you subscribe. If you do subscribe, cancelling is self-service and takes a click, because we hate run-arounds just as much as you do.
Yes. Each simulation can model a whole household: a partner with their own career and retirement date, joint and individual accounts, and dependents, all in one projection.
Yes. We never ask for credentials to your financial accounts. You enter balances yourself. Your simulation data stays private unless you choose to share access with us for support. That's true whether you're anonymous, free, or paid.

Click below and build your first simulation

Create a Simulation

Futurez models possible futures across 1,000 market scenarios. Projections are calibrated model assumptions, not predictions or guarantees.

Futurez

See your whole financial future before you live it.

Product
HomePricingMCP ServerSign InCreate a Simulation
Compare
BoldinProjection Lab
Company
MethodologyPrivacyTerms
© 2026 This Meeting Matters, LLCWhat’s in your future?